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Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?
This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. …
IRA vs CD Comparison (Which One Fits Your Financial Goals?)
IRAs are designed for long-term retirement savings with tax advantages, while CDs offer safe, guaranteed returns for shorter periods. Choosing the ri…
Getting Rich vs. Building Wealth
People use the terms getting rich vs building wealth interchangeably, but they can actually imply very different things The post Getting Rich vs. Bui…
How to Become a Millionaire – 5 Practical Steps
Here are the practical steps, habits to form, and mindset you'll need to adopt for how to become a millionaire. The post How to Become a Millionaire …
Tail Coverage, Whole Life, and Other Insurance Questions
Answering reading questions about tail insurance coverage, annuities and whole life insurance and why you should avoid these products, and the implic…
BRRRR for Beginners: How to Build Massive Wealth with This “Dead” Strategy
The BRRRR strategy is arguably the fastest way to build wealth with real estate. Just ask Leka Devatha, a Seattle-based investor. She’s got ONE BRRRR…
The Tax-Free Retirement Strategy 95% of Americans Don’t Know About
The wealthy are using one unique retirement account to build their fortunes tax-free. You may have never heard of it, but knowing about it can change…
Best High-Yield Savings Accounts In March 2025
We break down the best high yield savings accounts for 2025 so that you can earn the highest interest on your money easily. The post Best High-Yield …
How To Save $200 a Year On Things You’re Already Buying Online
Shopping online has become a regular part of life for most of us. Whether it’s groceries, travel, electronics, or everyday essentials, we’…
Waiting For The Perfect Price Could Hurt Your Lifestyle And Happiness
I recently came across an eye-opening chart by the National Association of Realtors showing that the median age of first-time U.S. homebuyers is now …
17 Units in 3 Years During High Rates with This Low-Risk “BRRRR” Strategy
These two college teammates built a sizable real estate portfolio in just three years by using what they call the “delayed BRRRR strategy.” They’ve u…
Ask HTM: Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home…
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
Frugal vs Cheap (One Builds Wealth, One Keeps You Broke)
Being frugal means spending wisely to get the best value, while being cheap often means cutting costs at the expense of quality or long-term benefits…
Scott and Virginia Trench Talk Goal Setting, Spending, Prenups, and Future Plans
How has Scott achieved so much financial success already in his early 30s? He’s got a secret weapon nobody else has: Virginia Trench! That’s right, t…
Planning to Retire? Exit Strategies for Physician Private Practice
If you're thinking about retiring from your private practice, here are a few things to think about before you get ready to sell. The post Planning to…
CIT Bank: Up To $300 Bonus For New Savings Accounts
CIT Bank is offering a fantastic bonus offer of up to $300 for new savings account with just a $25,000 minimum deposit. The post CIT Bank: Up To $300…
Traditional Investment Advice is Outdated—Why the 60/40 Portfolio is Dead
In the 1950s, economist Harry Markowitz developed the Modern Portfolio Theory, proposing the 60/40 portfolio as a balance between stocks and bonds. M…
What is Life Insurance Laddering?
Life insurance laddering is basically when you stack multiple life insurance policies on top of each other. The goal is to have lower overall premium…
Stress-Free Saving, Dividend Inflation, & Two Magic Words 🙏
Happy Tuesday, happy people! A couple of reminders to kick off this awesome day… OK, let’s get on and talk about the money stuff! 👇👇👇 TO DO Try this …
Teacher Retires Early at 45 Thanks to Strategic Living (FIRE in Paradise!)
Teachers aren’t known for their high salaries, so how did this one reach early retirement and FIRE at just 45 years old? Through “aggressive” saving …