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Finance Friday: Signs You’re Saving TOO Much for Retirement

Finance Friday: Signs You’re Saving TOO Much for Retirement

Are you saving TOO much for retirement (or early retirement)? Could you retire years sooner than you think? Will retirement expenses be even less tha…

On Track to Retire a Millionaire After Living Paycheck to Paycheck

On Track to Retire a Millionaire After Living Paycheck to Paycheck

Just a short while back, Marisa Mae was caught in the paycheck-to-paycheck trap, her credit cards stretched to their limits with no emergency savings…

Meta Benefits, RSU Details, 401k Match, and more

Meta Benefits, RSU Details, 401k Match, and more

Discover everything you need to know about Meta's exceptional employee benefits. From competitive compensation and stock grants to generous parental …

The Problem With Cash for Retirement Planning—And How Real Estate Solves It

The Problem With Cash for Retirement Planning—And How Real Estate Solves It

the traditional retirement model just doesn’t work well. To put it bluntly, the math sucks. I can do better—and so can you.

How Much Do You Need for Early Retirement? (How to Calculate Your FI Number)

How Much Do You Need for Early Retirement? (How to Calculate Your FI Number)

What’s your financial independence number (FI/FIRE number)? Are you being too conservative, or are you cutting things close? Do you even have one? To…

Why This “Physician on FIRE” Ignored the 4% Rule & Delayed Early Retirement

Why This “Physician on FIRE” Ignored the 4% Rule & Delayed Early Retirement

Why do many wealthy people wait so long to retire? Despite earning a physician’s salary, living frugally, and saving what most would call “more than …

A Better Retirement After Buying Just ONE Rental (and Never FOMO-ing)

A Better Retirement After Buying Just ONE Rental (and Never FOMO-ing)

Mike Baum owns just one rental property, but this one property alone has changed his life. It’s allowed him to become such an investing expert that h…

HSAs are 🔥: Health Savings Accounts for Early Retirement

HSAs are 🔥: Health Savings Accounts for Early Retirement

This year my family switched from our EPO health insurance plan to a High Deductible Health Plan with a Health Savings Account (HSA).

Mega Backdoor Roth IRAs & 401k True Ups

Mega Backdoor Roth IRAs & 401k True Ups

You have heard your colleagues talk about this “Mega Back Door Roth” thing? Or perhaps you read about it here on FAANG FIRE and thought i…

How Much Is Too Much When It Comes to Retirement Savings?

How Much Is Too Much When It Comes to Retirement Savings?

When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. So live for today. Why save when you may not even …

The Problem with the 4% Rule (and Why You Could Retire Even Sooner)

The Problem with the 4% Rule (and Why You Could Retire Even Sooner)

The 4% rule wasn't made for early retirement. Here's a new withdrawal strategy that could allow you to retire even sooner! Read more → The pos…

We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun?

We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun?

If you don’t have enough money saved for retirement, it’s easy to know what to do. At least in broad strokes. You need to keep making mon…

Who coined the term FI/RE (financially-independent, retired early)?

Who coined the term FI/RE (financially-independent, retired early)?

It's always fun to unearth some esoteric piece of personal finance history. I know there are only a few nerds out there who care (hello, Grant Sabati…

The Average Retirement Age in America

The Average Retirement Age in America

Millions of hardworking Americans dream of one day retiring to an easier life – but at what age? The latest Retirement Confidence Survey from the non…

Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?

Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?

Whether you celebrate the arrival of a bear market or feel pain largely depends on how close you are to retirement. If you’re decades away and …

Why You Want To Spend Your IRA Money Before You Die

Why You Want To Spend Your IRA Money Before You Die

Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take a pot of money and gro…

How To Find Missing or Lost Retirement Accounts

How To Find Missing or Lost Retirement Accounts

Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you’ve lost re…

How To Retire a Millionaire With a 401(k) Plan in 19 Years

How To Retire a Millionaire With a 401(k) Plan in 19 Years

Funding your retirement is one of the most important financial goals you’ll ever pursue. But it can seem daunting, especially if you’re j…

What Is a Solo 401(k) and How Does It Work?

What Is a Solo 401(k) and How Does It Work?

A solo 401(k) is a retirement plan for the self-employed. If you’re a business owner, a solo 401(k) is a way for you to access the same retirem…

How to Retire Early with Kids (14 of Them!)

How to Retire Early with Kids (14 of Them!)

Learn how to retire early with kids from the dad who has 14 of them! Rob shares how his family achieved FIRE six years ahead of schedule. Read more …