Blog Feed
Are Dividends and Income Part of My Retirement Withdrawal Rate?
If dividends and investment income are supporting your lifestyle, does that matter for "safe withdrawal rate" retirement math?
7 Ways to Retire on Tax-Free Real Estate Investments
The average American loses over half a million dollars ($524,625, to be exact) to taxes over their lifetime. And let’s be honest: The average BiggerP…
Roth IRAs and 401(k)s
Answering reader questions about the difference between Roth and traditional IRAs, the process of opening Roth IRAs for your kids, and what to do if …
Ask HTM: Deciding How Much ‘Fun $’, Prepping for Long Term Care, & Doubling Down on Employer Retire…
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
How Flexible Might You Have to Be in Retirement?
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years. The post H…
FIRE at 50 by Creating “FI Paychecks” That Fund My Early Retirement! | Life After FIRE
Would you delay your early retirement for years to feel safer and secure once you FIRE? That’s what Mark Trautman did, FIRE-ing before discovering th…
How To Use A Roth IRA To Save For College
Did you know that you can use a Roth IRA to save for college, but there are pros and cons that you need to be aware of. The post How To Use A Roth IR…
4 Reasons Your Retirement Plan Is Overly Conservative
The goal of retirement planning is to maximize quality of life by enhancing retirement income and spending. Some are playing it too safe. The post 4 …
401(k)s, IRAs, 403(b)s, and Other Retirement Account Questions
Answering reader questions about rolling a 401(k) into an IRA after changing jobs, how to do a 403(b) rollover, and how to pass non-discrimination te…
Losing $150K, Starting Over, and STILL Retiring Early | Life After FIRE
Think you’ve blown your chances of achieving FIRE? You haven’t! Just ask Nik Johnson, who spent years growing his nest egg, only to have it completel…
Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?
Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away. The post Safe Saving…
Investing in Short-Term Rentals With an IRA: What You Need to Know
Short-term rentals (STRs) have become an increasingly popular investment strategy, with platforms like Airbnb and VRBO making it easier than ever to …
Taxes in Retirement, Tax-Gain Harvesting, and Avoiding Probate
Answering reader questions about tax liability in retirement, Social Security tax limits, tax-gain harvesting in UGMA accounts, and whether it is imp…
Ditch Corporate! Start Taking the “Slow” Path to Retirement
The “death march to FI” isn’t for everyone. If you’re tired of climbing the corporate ladder or lacking a sense of purpose at your W2 job, it’s not t…
Should I “Reset” Retirement Withdrawals in Bad Markets?
Can a small difference in retirement date affect someone's spending for the next 30+ years? Should I reset my retirement withdrawals?
Ask HTM: Finding Travel Deals, 401k Match Changes, and Our Take on Long Term Disability – Episode 9…
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
How to Prepare for an Unexpected Retirement?
Hey Everyone! This one is for all the harried federal government workers out there. Most civil servants are dedicated and hardworking people. It’s a …
Ask Matt & Joel: I just got a raise. How much should I increase my 401k contributions?
Today’s question comes from Javier in Gainesville, FL… “My question is about my 401k. Let’s say I get a raise at work, and I want to put it int…
Retirement Income Strategies — And Here’s Our Plan for When We FIRE
What's the point of all these income strategies in retirement? Let’s look at the risks and benefits of some and why you might consider them. The post…
Should You Do a Roth Contribution or Conversion?
The most complicated routine question for investors is the annual dilemma about Roth contributions and conversions. Here's what to know. The post Sho…