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HSAs are 🔥: Health Savings Accounts for Early Retirement
This year my family switched from our EPO health insurance plan to a High Deductible Health Plan with a Health Savings Account (HSA).
Mega Backdoor Roth IRAs & 401k True Ups
You have heard your colleagues talk about this “Mega Back Door Roth” thing? Or perhaps you read about it here on FAANG FIRE and thought i…
How Much Is Too Much When It Comes to Retirement Savings?
When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. So live for today. Why save when you may not even …
The Problem with the 4% Rule (and Why You Could Retire Even Sooner)
The 4% rule wasn't made for early retirement. Here's a new withdrawal strategy that could allow you to retire even sooner! Read more → The pos…
We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun?
If you don’t have enough money saved for retirement, it’s easy to know what to do. At least in broad strokes. You need to keep making mon…
Who coined the term FI/RE (financially-independent, retired early)?
It's always fun to unearth some esoteric piece of personal finance history. I know there are only a few nerds out there who care (hello, Grant Sabati…
Report: The Best and Worst States for Retirement
Money expert Clark Howard says working people should do all they can to prepare for retirement. Whether you know it or not, your location plays a pro…
The Average Retirement Age in America
Millions of hardworking Americans dream of one day retiring to an easier life – but at what age? The latest Retirement Confidence Survey from the non…
Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?
Whether you celebrate the arrival of a bear market or feel pain largely depends on how close you are to retirement. If you’re decades away and …
Why You Want To Spend Your IRA Money Before You Die
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take a pot of money and gro…
New Report: The Age Most Americans Expect To Retire
When it comes to retirement, expectations can sometimes run ahead of reality. For instance, money expert Clark Howard makes no secret of the fact tha…
The Most Popular Retirement Ages
If you’re like a lot of U.S. workers, you’re waiting for retirement with great anticipation. And you may be wondering when you can retire as well as …
How To Find Missing or Lost Retirement Accounts
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you’ve lost re…
How To Retire a Millionaire With a 401(k) Plan in 19 Years
Funding your retirement is one of the most important financial goals you’ll ever pursue. But it can seem daunting, especially if you’re j…
What Is a Solo 401(k) and How Does It Work?
A solo 401(k) is a retirement plan for the self-employed. If you’re a business owner, a solo 401(k) is a way for you to access the same retirem…
How to Retire Early with Kids (14 of Them!)
Learn how to retire early with kids from the dad who has 14 of them! Rob shares how his family achieved FIRE six years ahead of schedule. Read more …
Early Retirement Extreme – A Systems Approach to Lifestyle Design
I finally talked to the person who introduced me to the idea of financial independence - Jacob Lund Fisker from Early Retirement Extreme! Read more &…
Should I Convert a Traditional IRA to a Roth IRA?
Money expert Clark Howard calls himself “the man from Roth.” He so loves Roth IRAs that it’s a small miracle his dogs are named Kir…
11 Ways To Save Money in Retirement
Your golden years don’t have to be spent worrying about money. Believe it or not, you can actually continue to stash cash away after your working yea…
Is a 401(k) Loan a Good Idea? Almost Never
Although it may look attractive, a loan from your 401(k) is almost never a good idea. Here are some reasons why that's the case. The post Is a 401(k)…