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Congress Moves Forward Changes To Student Loans And More

Congress Moves Forward Changes To Student Loans And More

Congress proposes changes to student loan repayment, limits on student loans, and changes to Pell Grants. The post Congress Moves Forward Changes To …

What Is A Direct Student Loan? Pros And Cons

What Is A Direct Student Loan? Pros And Cons

Direct Loans, or Direct Student Loans, are a particular type of student loan issued by the government. Learn about them right here! The post What Is …

SAVE Student Loan Plan Timeline Estimates: What To Expect

SAVE Student Loan Plan Timeline Estimates: What To Expect

Student loan borrowers stuck in SAVE face three main paths, with payments likely resuming as early as late 2025, but more likely in mid 2026. The pos…

Student Loan Servicers Prioritize IDR Apps To Clear Cases

Student Loan Servicers Prioritize IDR Apps To Clear Cases

Student loan servicers are triaging IDR applications and moving forward with cases not affected by court rulings. The post Student Loan Servicers Pri…

PAYE Plan Not An Option For Some Student Loan Borrowers

PAYE Plan Not An Option For Some Student Loan Borrowers

Some borrowers report the PAYE plan is missing from some IDR applications on StudentAid.gov, sparking confusion and concern. The post PAYE Plan Not A…

What Is the Average Cost of College In 2025? (And How to Reduce Costs!)

What Is the Average Cost of College In 2025? (And How to Reduce Costs!)

Find out the average cost of college, and what that looked like in the past! How do you reduce today's college costs? Find out right here. The post W…

Student Loan Chaos Grows Amid Policy Proposals And Errors

Student Loan Chaos Grows Amid Policy Proposals And Errors

Congress fails on the first round to pass student loan reform bill as SAVE errors and IDR backlog create more confusion. The post Student Loan Chaos …

Student Loan Assistance For Incarcerated Individuals

Student Loan Assistance For Incarcerated Individuals

Student loan borrowers who find themselves incarcerated or in jail for extended periods have some options for assistance. The post Student Loan Assis…

Should You Leave PAYE Or ICR Student Loan Plans Due To Uncertainty?

Should You Leave PAYE Or ICR Student Loan Plans Due To Uncertainty?

PAYE and ICR forgiveness is on hold, but PSLF remains available. Here's why you likely shouldn't leave the PAYE or ICR student loan plans right now. …

Credit Scores Drop As Student Loan Payments Resume

Credit Scores Drop As Student Loan Payments Resume

Millions of student loan borrowers are now past due, with some losing over 100 credit score points after the federal payment pause ended. The post Cr…

35 Ways to Make Money in College: Up to $10k Per Year Part-Time

35 Ways to Make Money in College: Up to $10k Per Year Part-Time

While my own college days are ancient history, I think it's more important than ever that college students learn how to make money. College itself i…

Tax Plan Extends Some Tax-Free Student Loan Forgiveness

Tax Plan Extends Some Tax-Free Student Loan Forgiveness

Proposed GOP House tax bill extends tax-free loan forgiveness only for death and disability, leaving out other student loan forgiveness programs. The…

How to Create Huge Tax Savings Funding Your Kid’s College (& FIRE on Time!)

How to Create Huge Tax Savings Funding Your Kid’s College (& FIRE on Time!)

Paying for college is one of the biggest financial hurdles families face—even as you’re chasing or approaching FIRE. What’s the smartest way to save …

New Study Reveals 70% Of College Grads Say It Was Worth It

New Study Reveals 70% Of College Grads Say It Was Worth It

90% of grads say college was positive, but only 70% feel it was worth the cost. The post New Study Reveals 70% Of College Grads Say It Was Worth It a…

The Student Loan Crisis Returns As Collections Resume

The Student Loan Crisis Returns As Collections Resume

Collections resumed this month, hitting 9 million borrowers in default or delinquency. Here's why 2025 could make the student loan crisis worse. The …

Federal Student Loan Interest Rates Set To Drop Slightly For 2025-2026

Federal Student Loan Interest Rates Set To Drop Slightly For 2025-2026

Interest rates on new Federal student loans are set to fall slightly for the 2025 - 2026 school year. The post Federal Student Loan Interest Rates Se…

Student Loan Reform May Increase Payments For Borrowers

Student Loan Reform May Increase Payments For Borrowers

Millions of borrowers could face higher student loan payments or longer terms under a new GOP proposal. The post Student Loan Reform May Increase Pay…

Ask HTM: Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and Viable Student Loan Forgiveness Plans- Episode 979

Ask HTM: Pro Help to Break the Paycheck to Paycheck Cycle, Down Payment Money Market Accounts, and …

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

Best Student Loans For Graduate School

Best Student Loans For Graduate School

We break down the best ways to pay and the best student loans for graduate school - so you can know what your options are to make it affordable. The …

The Income Limit To Qualify For College Scholarships And Grants

The Income Limit To Qualify For College Scholarships And Grants

If you’re a personal finance enthusiast with kids, you’ve probably wondered: at what household income level will colleges stop offering scholarships …