Blog Feed
Why Do Budgets Fail (The Real Reasons + What Actually Works)
Budgets fail because they’re designed to restrict your life instead of enhance it. Traditional budgeting focuses on cutting expenses and tracki…
SAVE Borrowers See Forbearance Extended To Fall 2025
SAVE plan borrowers are now seeing forbearance extended to fall 2025, hinting that repayment may not resume until 2026. The post SAVE Borrowers See F…
What Happens To Student Loans If The Budget Bill Dies?
Trump and Elon's public feud over the Big Beautiful Bill leaves student loan borrowers, especially those in SAVE, facing more uncertainty. The post W…
MOHELA Confirms 0% Interest for SAVE Plan Borrowers
MOHELA confirms 0% interest for SAVE borrowers. No payments required. Notices were not bills. The post MOHELA Confirms 0% Interest for SAVE Plan Borr…
GOP Budget Plan Cuts Pell Grants And 30-Year Student Loans
A new House budget bill limits student borrowing, phases out aid programs, and extends repayment to 30 years. The post GOP Budget Plan Cuts Pell Gran…
Interest Accrual Mistakes In SAVE Plan: A Growing Concern
Borrowers in the SAVE plan report unexpected interest charges due to servicer errors. Learn how to verify your enrollment and correct mistakes. The p…
The Time To Participate In A No-Spend Challenge Is Now
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutt…
The Time To Participate In A No Spend Challenge Is Now
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutt…
Balancing Retirement and College Savings
Here's how you should think about making sure you fund your retirement while also potentially saving for your kids' college education. The post Bala…
Must-Ask Questions About College Costs: Protecting Your Investment
College costs are some of the largest expenses families ever face, and tuition insurance can help protect that investment. The post Must-Ask Question…
When Do You Have To Pay For College Costs And Tuition Bills?
Most colleges bill tuition in July or August, find out what’s included and when to pay. The post When Do You Have To Pay For College Costs And Tuitio…
529 Day Offers Bonuses To Start Saving For College
Key PointsMay 29 is recognized nationally as “529 Day,” with states and financial institutions offering bonuses, giveaways, and events to…
2025 WCI Survey Results: Here’s How Much You Make, How Much You Spend, and Your WCI Criticisms
We asked you to fill out the 2025 WCI survey, and so many of you did. Here's what you said, what you like, and what you want us to improve. The post …
Episode 210. “We make $170k—but spend like we make $450k”
Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to…
SAVE Student Loan Plan Timeline Estimates: What To Expect
Student loan borrowers stuck in SAVE face three main paths, with payments likely resuming as early as late 2025, but more likely in mid 2026. The pos…
Why We Keep Spending Even When We Know We Shouldn’t
Spending money is an American pastime. With a national saving rate hovering around 5%, it's clear we collectively love to spend. And honestly, being …
What Is the Average Cost of College In 2025? (And How to Reduce Costs!)
Find out the average cost of college, and what that looked like in the past! How do you reduce today's college costs? Find out right here. The post W…
How Much Should I Save Every Month (according to your goals)
When it comes to savings, there are no set rules—it depends on your personal goals and financial situation. But the important thing is to just get st…
How An ARM Can Save And Make You More Money On A Home
About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been …
Tired of Renting? How to Save for Your First Property in ONE Year (or Less)
Many rookies assume they’re years away from buying rentals, but what if your first (or next) property is much closer (and easier) than you think? Tod…